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Six funds, explained properly.

Start from €1. No dealing fees, no exit fees, and no fund list you need a weekend to read.

  • From €1
  • 0.35% platform fee
  • No exit fee
A person holding an open book
The risk, stated plainly: the value of investments can go down as well as up, and you may get back less than you invested. Past performance does not predict future returns. If you might need the money within five years, savings are usually the better home for it.

Pick a mix, then leave it alone.

Choose how much risk you are comfortable with and we handle the rebalancing. You can change the mix or stop paying in whenever you like.

  • Monthly contributions from €1
  • Automatic rebalancing back to your chosen mix
  • Plain-English factsheets, no jargon glossary needed
A clear desk with a screen and a notebook

What it costs to hold.

Charges come out of the money invested, so they reduce your return.

Example: €5,000 held for a year in the global tracker costs about €23.50 in combined charges.

Caixa de Crédito platform feeAnnual, charged monthly on the value held
0.35%
Fund manager chargeDepends on the fund you choose
0.12% – 0.28%
Dealing feeOn buying and selling
€0
Exit feeMove or withdraw whenever you like
€0

Questions before you invest.

  • Investments can fall as well as rise, and you may get back less than you put in. Unlike savings, invested money has no protection against market losses. If we failed as a firm, the Sistema de Indemnização aos Investidores covers eligible claims up to €20,000.

  • Six. Three risk-rated mixes of shares and bonds, a global index tracker, a Portuguese index tracker, and a fund screened against our published exclusions list. We would rather explain six properly than list six hundred.

  • No. We do not offer one, and we do not dress something up as a Portuguese equivalent of an ISA where none exists. Gains are taxed under the general rules for investment income, and we do not give tax advice — your circumstances decide what you owe.

Start investing from a euro.

Capital at risk. If you are not sure whether investing is right for you, speak to an independent financial adviser.