Money you meant to save, actually saved.
Split your payday before it becomes spending. 4.30% AER on instant access, with no notice period and no penalty for changing your mind.
- 4.30% AER variable
- From €1
- Protected to €100,000 under the deposit guarantee fund
- Instant access
- 4.30%
- Minimum deposit
- €1
- Interest paid
- Monthly
- Pots per account
- 20
AER variable
On instant access
On the first of the month
Each with its own target
Every rate we offer.
Correct as of 19 September 2026. Variable rates can change; we tell you 14 days before they fall.
AER assumes interest is left in the account for twelve months.
- Instant access saverVariable, paid monthly, withdraw any time
- 4.30% AER
- 1 year fixedFixed for the term, €1,000 minimum, no withdrawals
- 4.55% AER
- 2 year fixedFixed for the term, €1,000 minimum, no withdrawals
- 4.40% AER
Decide once, then stop deciding.
Set the share of each payday that belongs to rent, to the holiday, to the tax bill. We move it the morning the salary lands.
- Split by percentage or fixed amount
- Round-ups from everyday card spending
- Pause any pot without losing its target
What people ask about savings.
No. There is no introductory period and no bonus that falls away after twelve months. The instant access rate is variable, which means it can move with the European Central Bank's policy rate, and we write to you before any reduction takes effect.
On instant access, nothing. You keep the rate, there is no notice period, and the money reaches your current account in seconds. Fixed-term savings are locked for the term.
Pots sit inside one savings account and earn the same rate. You can name them, set a target, and have a share of your salary routed into each one on payday.
Start with a euro.
Open a savings account online in under two minutes if you already bank with us.