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See the real rate before you commit.

A soft check shows you the rate you would actually get, not a headline figure that changes once you apply. No fee for paying it off early.

  • €1,000 to €25,000
  • 6.9% APR representative
  • No early repayment fee
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What you would pay.

Your rate depends on your circumstances and may differ from the representative figures.

Representative example: borrow €10,000 over 5 years at 6.9% APR representative. 60 monthly payments of €196.61. Total repayable €11,796.60.

€1,000 – €2,999Representative, over 1 to 3 years
12.9% APR
€3,000 – €7,499Representative, over 1 to 5 years
8.9% APR
€7,500 – €15,000Representative, over 1 to 7 years
6.9% APR
€15,001 – €25,000Representative, over 1 to 7 years
7.4% APR

Questions before you borrow.

  • No. Seeing your rate uses a soft search, which only you can see on your credit file. A hard search happens only if you accept the loan and continue with the application.

  • Yes, in part or in full, at any time. Portuguese consumer credit rules let a lender charge a small compensation for settling early, capped at 0.5% of the amount repaid. We charge nothing.

  • Usually the same working day you accept. Applications made after 16:00 or at a weekend land the next working morning.

Check your rate without the risk.

A soft search takes under a minute and leaves your credit file exactly as it was.